Below is a list of the different Payment Profile Keys:
| Code | Description | Definition |
| 0 | | the account is paid in full and timeously |
| 1 | Months in arrears | the account is one month in arrear |
| 2 | Months in arrears | the account is two months in arrears |
| 3 | Months in arrears | the account is three months in arrears |
| 4 | Months in arrears | the account is four months in arrears |
| 5 | Months in arrears | the account is five months in arrears |
| 6 | Months in arrears | the account is six months in arrears |
| 7 | Months in arrears | the account is seven months in arrears |
| 8 | Months in arrears | the account is eight months in arrears |
| 9 | Months in arrears | the account is nine months in arrears |
| C | Account Closed | Account fully paid and has been closed |
| E | Terms Extended | Repayment terms have been extended |
| F | Lapsed Policy | Consumer has allowed Insurance Policy to lapse due to non-payment |
| G | Cancelled by Consumer | Policy Cancelled by Consumer |
| H | Cancelled by Supplier | If a policy is cancelled by a supplier it may not necessarily be a negative activity; this could be as a result of a surplus of claims |
| I | Facility Revoked | Supplier has revoked access to the facility |
| J | Repossession | Goods have been repossessed due to non-payment |
| K | Paid out of deceased claim | Deceased Claim paid to Principal Policy Holder only – i.e. to be used in instances where the Principal Policy Holder receives a pay-out for cover of another individual |
| L | Handed Over | Account handed over to attorney or collection agency for recovery but still owned by the Member. |
| M | Paid out Disability | Disability Claim Paid out to principal policy holder |
| P | Paid Up | Account paid up but may become active in the future. |
| S | Surrendered | Policy surrendered and paid out |
| T | Early Settlement | Outstanding balance settled before agreed term |
| U | Paid in Full Adverse | |
| V | Cooling Off Settlement | Loan settled within the 5 day cooling off period |
| W | Written Off | Account written off due to non-payment |
| X | Paid up Default | Update of previously submitted default status codes (W,I,J,L) to reflect as paid up |
| Z | Deceased | Where a consumer has been confirmed as deceased |