This enquiry provides information from TransUnion Credit Bureau.
The enquiry consists of:
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Consumer
Information
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Personal
Details of the consumer, including full name, title, sex, date of birth,
ID/passport number, marital status, dependant's and telephone numbers
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Debt
Counselling / Debt Review
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A
flag that indicates that the applicant is under debt counselling/review (if
applicable)
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Consumer
Aka
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Also
known as names: this information is updated with information entered by the
service/credit provider when performing enquiries or loading information to
the bureau
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Consumer
Addresses
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A
list of known addresses for the consumer, supplied and captured in previous
credit applications
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Telephone
History
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A
list of known contact numbers for the consumer, supplied and captured in
previous credit applications
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Consumer
Occupation / Employer
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A
list of the known employment information for the consumer, supplied and
captured in previous credit applications
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Consumer
Counters
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A
list of data categories regarding the number of listings on the consumer's
profile - e.g. number of judgements, defaults, notices, enquiries etc.
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Consumer
Trace Alerts
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Indicates
whether the consumer has any trace alerts on their profile - a trace alert is
placed on someone's credit profile if a creditor cannot get hold of them.
Whenever an enquiry is performed on the consumer, the person that has placed
the trace alert will receive the consumer's updated contact information
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Consumer
Trace Alerts
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Indicates
whether the consumer has any trace alerts on their profile - a trace alert is
placed on someone's credit profile if a creditor cannot get hold of them.
Whenever an enquiry is performed on the consumer, the person that has placed
the trace alert will receive the consumer's updated contact information
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Consumer
Judgements
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Provides
details of civil court judgements regarding non-payment of accounts (if
applicable)
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Consumer
Default Data
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Provides
details of defaults (blacklistings) regarding non-payment of accounts (if
applicable)
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CCA
Summary Payment Profile
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A
summary of the payments on the consumer's profile - including number of
active accounts, closed accounts, current balance, monthly Installment and
overdue amount (if applicable)
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Consumer
Payment Profile
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The
payment profile for all the consumer's accounts. For more information
regarding the codes seen, please refer to "What is payment profile
information?" and "Credit Payment History Codes"
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NLR
Summary Block
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The
summary of all the consumer's loan accounts - including number of active
accounts, closed accounts, current balance, monthly Installment and overdue
amount (if applicable)
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NLR
Payment Profile
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The
payment profile for the consumer's loan accounts. For more information
regarding the codes seen, please refer to "What is payment profile
information?" and "Credit Payment History Codes"
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NLR
Enquiries
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A
list of all loan providers that have performed enquiries on the consumer
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Consumer
Enquiries
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A
list of credit/service providers that have performed enquiries on the
consumer in the last two years
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