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Consumer Information
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Personal Details of the consumer, including full name, title, sex, date of birth, ID/passport number, marital status, dependants and telephone numbers |
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Debt Counselling/Debt Review
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A flag that indicates that the applicant is under debt counselling/review (if applicable) |
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Consumer Aka
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Also known as names: this information is updated with information entered by the service/credit provider when performing enquiries or loading information to the bureau |
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Consumer Addresses
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A list of known addresses for the consumer, supplied and captured in previous credit applications |
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Telephone History
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A list of known contact numbers for the consumer, supplied and captured in previous credit applications |
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Consumer Occupation/Employer
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A list of the known employment information for the consumer, supplied and captured in previous credit applications |
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Consumer Counters
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A list of data categories regarding the number of listings on the consumer's profile - e.g. number of judgements, defaults, notices, enquiries etc. |
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Consumer Trace Alerts
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Indicates whether the consumer has any trace alerts on their profile - a trace alert is placed on someone's credit profile in the event that a creditor cannot get hold of them. Whenever an enquiry is performed on the consumer, the person that has placed the trace alert will receive the consumer's updated contact information |
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Consumer Judgements
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Provides details of civil court judgements regarding non-payment of accounts (if applicable) |
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Consumer Default Data
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Provides details of defaults (blacklistings) regarding non-payment of accounts (if applicable) |
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CCA Summary Payment Profile
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A summary of the payments on the consumer's profile - including number of active accounts, closed accounts, current balance, monthly installment and overdue amount (if applicable) |
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Consumer Payment Profile
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The payment profile for all of the consumer's accounts. For more information regarding the codes seen, please refer to "What is payment profile information?" and "Credit Payment History Codes"
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NLR Summary Block
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The summary of all the consumer's loan accounts - including number of active accounts, closed accounts, current balance, monthly installment and overdue amount (if applicable) |
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NLR Payment Profile
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The payment profile for the consumer's loan accounts. For more information regarding the codes seen, please refer to "What is payment profile information?" and "Credit Payment History Codes"
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NLR Enquiries
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A list of all loan providers that have performed enquiries on the consumer |
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Consumer Enquiries
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A list of credit/service providers that have performed enquiries on the consumer in the last two years |