Each unsecured loan account is reported individually; the account is titled as the name of the supplier and categorised by type of credit.
Each unsecured loan account will include the date the account was opened – but only the last 2 years of payment profile information will be displayed. The monthly instalment as well as the opening and current balance is provided and the term (number of months for repayment) if applicable.
The payment profile information will help assess how the individual pays each unsecured loan account. Payments are based on the age analysis of the debtor, the payment flags indicate:
| KEY | MEANING |
| 0 | the account is paid in full and timeously |
| 1 | the account is one month in arrear |
| 2 | the account is two months in arrears |
| 3 | the account is three months in arrears |
| 4 | the account is four months in arrears |
| 5 | the account is five months in arrears |
| 6 | the account is six months in arrears |
| 7 | the account is seven months in arrears |
| 8 | the account is eight months in arrears |
| 9 | the account is nine months in arrears |
Click here for a comprehensive list of Payment Profile Keys.