This enquiry provides information from Experian Credit Bureau
The enquiry consists of:
Consumer Header
|
-
|
Personal details of the consumer, including title, full name, ID/Passport number, date of birth, and address.
|
Detection Block
|
-
|
Verifies that the ID number of the consumer matches to the surname submitted on the Experian database
|
Addresses
|
-
|
A list of known addresses for the consumer, supplied and captured in previous credit applications
|
Telephone Information
|
-
|
A list of known contact numbers for the consumer, supplied and captured in previous credit applications
|
Employer Information
|
-
|
A list of the known employment information for the consumer, supplied and captured in previous credit applications
|
Credit Summary
|
-
|
A summary of the information on the consumer's credit profile - including enquiries, judgements, defaults and notices
|
Default Information
|
-
|
Provides details of defaults (blacklistings) regarding non-payment of accounts (if applicable)
|
Judgement Information
|
-
|
Provides defaults of civil court judgements regarding non-payment of accounts (if applicable)
|
Enquiry Information
|
-
|
A list of credit/service providers that have performed enquiries on the consumer in the last two years
|